Version B – in addition to covering the death of a parent due to an accident, we also provide coverage for the death of the insured child due to an accident.

If you wish to purchase Version A, which only covers the death of the insured child's parent due to an accident, please contact an agent.

We pay out money for accidental injury from 1% to 100% according to the Standard Injury Assessment Table.

Payout as a specified percentage of the sum insured depending on the type of health impairment.

We cover medical expenses related to the accident including, among others, doctor’s or nurse’s fees, the cost of purchasing medicines, rehabilitation equipment and dressings.

We pay out a benefit in case of concussion as a result of an accident.

We will pay out the benefit in the event of:

• - bite wounds resulting from a dog bite that require surgical treatment in an inpatient or outpatient setting,
• - bites by animals other than dogs, resulting in the need for hospitalisation for at least 24 hours.

We cover the consequences of unlawful actions by third parties performed online, including on social media, involving the infringement of the insured child’s personal rights.

If, as a result of the accident, the insured person has been hospitalized for a minimum of 24 hours, we will pay out the benefit for each day of hospitalization (max. 180 days).

Zapewnimy organizację i pokryjemy koszty pobytu opiekuna w szpitalu albo w hotelu, jeżeli w wyniku wypadku ubezpieczone dziecko przebywa w szpitalu nieprzerwanie co najmniej 24 godziny lub – zgodnie z przewidywaniami lekarza prowadzącego – będzie przebywać w szpitalu co najmniej 24 godziny.

In the event of a sudden illness of the insured resulting in hospitalisation for a period of at least 4 days, we will pay out the insured a single benefit.

We will organise and cover the costs of:

•  a medical appointment to remove the tick,
•  transport of the tick for examination,
•  examination of the tick to check for any pathogens carried,
•  antibiotic treatment.